Property for Equity · A River Business Corp program · Serving Florida
Property for Equity
How it works

From property to equity, step by step.

A disciplined, downside-first process. Nothing is binding until both sides agree the deal is right and the definitive documents are signed.

The process

Six steps, one accountable operator.

Submit the property

Send a Crexi, LoopNet, or Zillow link — or just the street address. No cost, no obligation, no commitment to proceed.

Diligence & feasibility

Engineering and permitting review zoning, density, approval path, and constraints. We pressure-test whether the site, market, timing, and construction reality can work together — before anyone relies on the opportunity.

Valuation & structure

Your land is valued, and a project-specific JV concept is modeled — capital stack, budget, schedule, and the waterfall position your land would hold. Owner economics are modeled before the developer's carry.

The honest comparison

We show you sell vs. hold vs. contribute, side by side, with the assumptions stated. If a straight sale is the stronger move for you, we say so.

Documents & protections

If you proceed, counsel and CPA review the contribution, tax treatment, obligations, control rights, and milestone-reversion remedies. Terms live in the definitive documents — not a pitch summary.

Build, report, exit

The licensed contractor builds; you receive milestone updates and reporting through completion and exit, when proceeds flow through the waterfall.

The structure

The four-tier waterfall — a floor, not a stack.

Senior construction debt is repaid first (a lender precursor, not an equity tier). Then proceeds flow through four equity tiers. Each member receives the greater of pro-rata participation or their preferred return — never the sum.

·
Senior debt repaid
The construction lender is paid first — market standard. Not an equity tier.
1
Property preference — yours
A preferred return on your accepted land value, modeled before any profit split.
2
Capital preference
Qualified investors earn their preferred return on contributed cash. Both members modeled whole before the developer earns.
3
Equity participation
Residual profit shared pro-rata by stake — the greater of this or your preference.
4
Developer carry — LAST
River's promote is subordinate to the member economics established in the final agreements.

Specific preferred-return rates, splits, hold periods, and dollar outcomes are set per deal by a deterministic underwriting model and disclosed only in the per-property materials and definitive documents — never advertised on this site.

The numbers (per deal)

Every property is modeled in three cases — never best-case only.

When we present a specific property, the economics are shown across three scenarios so you see the range, not a single rosy figure. The figures themselves live in the confidential, per-property materials.

Conservative

Downside first

A stress case below the realistic baseline. Your preferred floor is modeled to apply before the developer earns.

Realistic

The likely case

The base underwriting on stated assumptions — the number we plan around.

Optimistic

If it goes well

Stronger participation if pricing, absorption, and timing outperform the base case.

Risks, named directly

What can go wrong — and who carries it.

Real estate development is speculative. We don't hide the risks; we document them and assign mitigation.

RiskMitigationWho bears it
Market downturn / pricingThree-case underwriting; conservative case stress-tested; preferred floor ahead of developerShared; developer carry absorbs first
Construction cost overrunLicensed GC, budget controls, in-house execution to reduce hand-off marginPer contract; developer skin-in-the-game
Entitlement / permit delayEngineering & permit-path review before capital is locked; timeline built around real approvalsShared; documented in JV terms
Sponsor non-performanceMilestone-reversion remedies and defined cure rights in the definitive documentsDeveloper (reversion to owner)
IlliquidityDisclosed up front; participation is a multi-year hold to a defined exitAll members

Mitigations describe intent and structure; they are not guarantees. Specific remedies are governed by the definitive documents for each project.

No cost · no obligation

Ready to see your property modeled?

Send the address or a listing link and we'll run the comparison. You review the work and decide.